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Stephen Wilson

Managing Director
Lockstep Consulting
Member since
24 Apr 2008
Location
Sydney
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6
Following
2
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34
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0
Followed by John Sims, Martha Boyle and 5 others you follow
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Stephen's opinions

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Stephen Wilson

Can't we simplify digital identity?

Why is digital identity so tricky? The past decade is littered with earnest initiatives that failed to meet expectations (like the Australian Trust Centre) or consortia that over promised and under delivered (such as Liberty Alliance). Now we have the Open Identity Exchange which is said to reflect an "ecosystem" of identity provide

25 August 2010

Stephen Wilson

National security implications of weak hotel databases

The Destination Hotels & Resorts cyber security breach is not the first report of credit card details being stolen from hotel databases. Hotels are a fantastic target for identity thieves. Hotel databases don't just hold credit card numbers and billing addresses (which are held for weeks in advance of a stay and for weeks afterwards to secure...

02 July 2010 /security /regulation

Stephen Wilson

Lateral business cases for EMV in the US

The announcement that a US credit union will be the first to issue EMV cards proves there is more than one way to make the business case for chip. The United Nations Credit Union says it wants its customers to be able to use their cards when travelling. Too often we're told that chip is uneconomical in the US because of the huge cost to upgrade a...

16 May 2010 /security

Stephen Wilson

Done nothing wrong and yet ...

For those who are cynical about privacy, this case should provide food for thought. If a banker is able to make these sorts of backroom, opaque and biased determinations about a customer on the basis of what's publicly known about them, then the possibility of discrimination is immensely greater if warped decision makers like this had access to pr...

26 February 2010

Stephen Wilson

US cardholders can take different paths with chip

I'm excited by the advent of chip cards aimed at travellers. One of the red herrings that hold up the chip card rollout states-side is that merchant enablement will cost billions. That's true, but you don't need to swap out any merchant equipment to create some immediate value propositions for US-issued chip cards. The Gemalto announcement is ...

13 February 2010

Stephen Wilson

Don't be so cynical about privacy

Reports of the death of privacy abound, but they're premature. There are certainly those who, on the sly, would seek its demise, for privacy tends to get in their way. Like politicians on a post 9-11 national security bender, or Internet entrepreneurs who seek to monetise their eye-in-the-sky knowledge of their customers' habits. They're all tryi

23 January 2010 /security /regulation

Stephen writes about

  • security
  • payments
  • regulation & compliance

Stephen's opinion archive

  • 2012 (3)
  • 2011 (6)
  • 2010 (6)
  • 2009 (9)
  • 2008 (10)

Latest groups joined by Stephen

  • Online Banking

  • Transaction Fraud Systems and Analysis

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Stephen reads

  • Lockstep Technologies
  • Constellation Research
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